Seeing the forest through the trees
Big-picture vision – focused attention to detail. That’s how competitive edge starts.
There’s so much more to the story of your business than shock losses and industry pivots. We make sure to learn about your whole business because articulating who you are as more than a series of Profit and Loss statements allows carriers to confidently cover you and your business.
Competitive Edge takes time where others gloss over the details.
Who we are and
Carriers have their own best interests at heart and only cover the safest bets to protect themselves. At Competitive Edge, we build your case to the carrier to ensure that you get the right coverage at the best price based on your real-world conditions.
Meet the founder
Brend Jo started her career as an epidemiologist (so our current situation with COVID is not news to her). With degrees in microbiology and virology, she launched into a career in public health communications where she helped shape policy around many statewide public health initiatives. As she became more involved in the non-profit world she noticed that many companies faced deepening frustration, lack of knowledge, and insight into their insurance coverage.
Claim after claim was rejected and CEOs of the companies she worked with lamented high insurance costs. The more research she did the clearer her next career move became.
Brend Jo’s background outside of the insurance world gives her insight into how businesses run and where the hidden risks lie.
Her background in the medical field taught her the value of deep research and constant questioning.
These factors combine to create a depth of knowledge and expertise that are unrivaled in the insurance industry.
It’s not uncommon to find her on the phone educating a carrier on their offerings and exclusions, negotiating better terms for her clients, and realigning the carrier’s policies.
Come on by and visit Competitive Edge the next time you’re in beautiful Coronado. Or, give us a call (619) 259-5459.
Meet the founder
Brend Jo started her career as an epidemiologist (so our current situation with COVID is not news to her). With degrees in microbiology and virology, she launched into a career in public health communications where she helped shape policy around many statewide public health initiatives. As she became more involved in the non-profit world she noticed that many companies faced deepening frustration, lack of knowledge, and insight into their insurance coverage.
Claim after claim was rejected and CEOs of the companies she worked with lamented high insurance costs. The more research she did the clearer her next career move became.
Brend Jo’s background outside of the insurance world gives her insight into how businesses run and where the hidden risks lie.
Her background in the medical field taught her the value of deep research and constant questioning.
These factors combine to create a depth of knowledge and expertise that are unrivaled in the insurance industry.
It’s not uncommon to find her on the phone educating a carrier on their offerings and exclusions, negotiating better terms for her clients, and realigning the carrier’s policies.
Come on by and visit Competitive Edge the next time you’re in beautiful Coronado. Or, give us a call (619) 259-5459.
What is meant by
High-risk insurance addresses companies whose coverage was either terminated because of a claim, those who are new and cannot get coverage because of industry risk, or those who have experienced drops in revenue or industry disruption such that carriers are broadly refusing coverage.
An overview of
Recent Client Case Study
A recent business owner came to us having suffered a massive shock loss. His carrier opted not to renew and he has been to 3 other brokers, all of whom offered sky-high prices and bargain-basement protections.
If there’s one thing a shock loss will show you, it’s how important insurance is to a business’s survival.Â
Through a referral from an existing client, we were connected with this business.
We spent hours learning about their business, understanding the circumstances of the recent large claim, and the ways they have changed how they do things to mitigate that risk going forward. We helped them rewrite safety manuals and implement safety protocols to further enhance their risk management and then, we brought the whole story to the carriers. Because of our long-standing relationships with these carriers they listened and were able to offer much better coverage to our new client at a reasonable rate with reductions based on time without claims.
An overview of
Recent Client Case Study
A recent business owner came to us having suffered a massive shock loss. His carrier opted not to renew and he has been to 3 other brokers, all of whom offered sky-high prices and bargain-basement protections.
If there’s one thing a shock loss will show you, it’s how important insurance is to a business’s survival.Â
Through a referral from an existing client, we were connected with this business.
We spent hours learning about their business, understanding the circumstances of the recent large claim, and the ways they have changed how they do things to mitigate that risk going forward. We helped them rewrite safety manuals and implement safety protocols to further enhance their risk management and then, we brought the whole story to the carriers. Because of our long-standing relationships with these carriers they listened and were able to offer much better coverage to our new client at a reasonable rate with reductions based on time without claims.
Risk in the health and beauty field has never been higher. Ensure you understand your coverage and get what you need to protect your business.
Hard to place insurance for roofers and other high-risk construction companies is our specialty. Call us to discuss your coverage. We can find better rates with fewer policy exclusions.
With workforces out of the office increased cyber risk is a fact of life.
Ensure your coverage meets your needs.