General Business Insurance

General business insurance covers areas such as property damage, bodily injury, product liability, libel, slander, and copyright infringement.

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Protect your business from unnecessary losses

Lawsuits can take a Business Down

Hindsight is no place for general business insurance conversations. Lawsuits are a sad reality for many businesses and just one bodily injury or property damage claim can take everything you’ve worked so hard to build.

General liability insurance provides businesses with coverage for most damages, injuries, medical costs, legal fees, and settlements if youā€™re sued.

Contractor General Liability

General liability insurance for contractors

Every contractor needs general liability, While the law does not require it, it is considered best practice to insure against the kinds of injuries and lawsuits that general liability is targeted. Large contractors may own commercial buildings that require property insurance, where smaller contractors or those with a specialty may need different coverage.

At Competitive Edge, we don’t claim to know your needs until we talk to you. What’s right for one company may no longer be a choice that meets your needs. You may have suffered a shock loss, a large claim, or a lawsuit and find that your options have narrowed. We can work with you. The first step is to show us under the hood so we can help you find the right carrier and coverage to protect your business.

Contractor General Liability

General liability insurance for contractors

Every contractor needs general liability, While the law does not require it, it is considered best practice to insure against the kinds of injuries and lawsuits that general liability is targeted. Large contractors may own commercial buildings that require property insurance, where smaller contractors or those with a specialty may need different coverage.

At Competitive Edge, we don’t claim to know your needs until we talk to you. What’s right for one company may no longer be a choice that meets your needs. You may have suffered a shock loss, a large claim, or a lawsuit and find that your options have narrowed. We can work with you. The first step is to show us under the hood so we can help you find the right carrier and coverage to protect your business.

Thimble

Our Most Flexible General & Professional Liability Insurance For Small Business

Available Coverage:Ā General Liability
  • Carpentry
  • Chimney Cleaning
  • Closet Installation
  • Concrete WorkĀ (No Foundation Work)
  • Contractors
  • Debris Removal
  • Deck Building
  • Electrical WorkĀ (Interior Only)
  • Electrical workĀ (Exterior Only)
  • Electrical WorkĀ (interior and exterior)
  • Exterior Painting
  • Fence Building
  • Flooring
  • Furniture Installation ā€“ Offices or Stores
  • Furniture Assembly ā€“ WoodĀ (No Cribs or Bunk Beds)
  • Furniture Assembly ā€“ Non-WoodĀ (No Cribs or Bunk Beds)
  • Furniture Refinishing
  • Glaziers
  • Gutter Cleaning
  • Handymen
  • HVACĀ (Heating, Ventilation, and Air Conditioning Installation, Maintenance, or Repair)
  • Invisible Fence Installation
  • Locksmiths
  • Masonry
  • Office MachinesĀ (Installation, Inspection, Adjustment, Servicing, or Repair)
  • PaintingĀ (Interior Only)
  • PaintingĀ (Interior and Exterior)
  • PaintingĀ (Exterior Only)
  • Plastering
  • PlumbingĀ (Commercial)
  • PlumbingĀ (Residential)
  • Siding Installation
  • Sign Installation, Servicing, and Repair
  • Stucco Work
  • Surveillance System Installation, Servicing, and Repair
  • SurveyorsĀ (Not Performing Actual Construction)
  • Swimming Pool ServicingĀ (No Construction)
  • Tile, Stone, Marble, Mosaic or Terrazzo Work ā€“ Interior Construction
  • Upholstering
  • Walls
  • Window Decorating
Events
  • Actors
  • Corporate Party Planners
  • Event Staff
  • Food / CateringĀ (No Bartending)
  • Individual event participantsĀ (not the event itself)
  • Musicians
  • Speakers
  • Wedding Planners
Entertainers
  • Balloon Artists
  • Belly Dancers
  • Caricature Artists
  • Celebrity Look-a-Likes
  • Clowns
  • Comedians
  • Contortionists
  • DJs
  • Face Painters
  • Impersonators
  • Impressionists
  • Jugglers
  • Magicians
  • Mimes
  • Musicians
  • Musical Conductors
  • Poets
  • Puppeteers
  • Santas
  • Storytellers
  • Street Performers
  • Ventriloquists
Guides
  • Canoe & Kayak Guides / Instructors
  • Fishing Guides
  • Float Trip Guides
  • Hiking Guides
  • Tour Guides
  • Nature and Wildlife Guides
  • Stand Up Paddleboard (SUP) Guides
Available Coverage:Ā General Liability, Professional Liability
  • Aerobics Instructors
  • Dance Instructors
  • Fitness Instructors
  • Golf Instructors
  • Martial Arts Instructors
  • Personal Trainers
  • Pilates Instructors
  • Spin Instructors
  • Swim Instructors
  • Tae Kwon Do Instructors
  • Tai Chi Instructors
  • Yoga Instructors
  • Zumba Instructors
Available Coverage:Ā General Liability, Professional Liability
  • Advertising and Marketing Consultant
  • Administrative Services
  • Call Center Representative
  • Classroom Instruction
  • Computer Programming
  • Computer Repair
  • Court Clerks
  • Creative Directors
  • Graphic Designers
  • House Sitting
  • Interior Decorating
  • IT Consultants
  • Notaries
  • Paralegals
  • Personal Shoppers
  • Photographers
  • Printing
  • Speakers
  • Translation Services
  • Web Designers
  • Web Developers
  • Writers
  • Sound Recordists
Available Coverage:Ā General Liability, Professional Liability
  • Barbers
  • Beautician
  • Hair Stylists
  • Nail Artists
Available Coverage:Ā General Liability
  • Car / Boat / Vehicle Washing or Detailing
  • Cleaners and Janitors
  • Floor Waxing
  • Housekeepers
  • Janitorial Services
  • Office Cleaning
  • Pressure Washing
  • Window Cleaning
Available Coverage:Ā General Liability
  • Landscaping
  • Lawn & Yard Maintenance
  • Pesticide ApplicationĀ (Landscapers Only)
  • Trimming or Pruning Trees Exclusively at Ground LevelĀ (No Removals)
Available Coverage:Ā General Liability, Professional Liability
  • Pet Grooming
  • Pet Services
  • Pet Sitting
  • Pet Training
  • Pet Walking
  • Photographers
  • Videographers

Francis L. Dean & Associates

Do you have a special event coming up? Look no further, we have you covered at the lowest rates.

These insurance programs are specifically designed to help eliminate the financial burden one incurs as a result of costly medical bills or civil litigation, due to personal injury or property damage.

Francis L. Dean & Associates

Do you have a special event coming up? Look no further, we have you covered at the lowest rates.

These insurance programs are specifically designed to help eliminate the financial burden one incurs as a result of costly medical bills or civil litigation, due to personal injury or property damage.

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