How Do You Reduce Experience Modification?
A high experience modification rating (EMR) leads to high workers’ compensation insurance premiums. Reduce your EMR by identifying risks and implementing a safety program.
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Why Increases in Inflation Might Mean that Your House is Underinsured
Reviewing “Rising Inflation Can Mean Your Home Is Underinsured” It’s no secret that inflation has been on the rise lately. In fact, it’s been increasing at a steady rate for the last few years. This might have you wondering if your home insurance policy is still adequate. If your policy was purchased when inflation rates […]
Parametric Risk Insurance: What You Need to Know
What if you could have insurance that paid out when a specific event occurred, regardless of the cost of the damages? This is what parametric risk insurance is all about. In this blog post, we will discuss what parametric risk insurance is, how it works, and who can benefit from it. What is Parametric Risk […]
Additional Insured vs. Loss Payee: What’s the Difference?
Additional insureds are added to insurance policies because of liability exposures; loss payees receive payment from insurance policies in the event of a loss.
Get to Know Our Founder: Her Rotary Involvement
Brenda Jo Robyn, founder of Competitive Edge Insurance, is part of the Rotary Club of Coronado, focusing on tech, End Polio Now, and Low Tide Ride and Stride.
Understanding Classifications for Workers’ Comp Dual Wage
Workers’ compensation rates are increasing in the construction industry. Rates vary by class, however, dual wage thresholds are going up.
The Manufacturing Industry and the Supply Chain Crisis
Manufacturing businesses can combat the shipping chain crisis by diversifying their supplier base and vendors and by reviewing their insurance coverage.
Don’t Create Your Own Labor Shortage
Don’t create your own labor shortage by failing to create a strong company culture, offer learning and development (L&D), and insure your business.
Workers’ Compensation Rates are Rising: What Can You Do?
Business owners can combat rising workers’ compensation rates by prioritizing risk mitigation, maintaining a safe workplace, and emphasizing employee training.
Why an Advisor Should Work with an Insurance Broker
Wealth advisors should partner with insurance brokers when helping clients seeking to purchase real estate because they can help mitigate risk and assess future finances.