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The Key Differences between General Contractors and Construction Managers

in Construction, High-Risk Insurance, News

When it comes to construction, a lot of parties are involved. The key difference between a general contractor and a construction manager, however, is their insurance and control over a project.

Cannabis Insurance: Risks and Coverage

in Cannabis, Health & Wellness, High-Risk Insurance, News

There are unique insurance risks regarding cannabis. Product liability insurance, product recall insurance, and EPLI protect your business. Learn more now.

What’s happening with EIDL?

in EIDL, General Business Insurance, News

“The SBA is launching a new round of Economic Injury Disaster Loan (EIDL) Advances – called Targeted EIDL Advance – which provides eligible businesses with $10,000 in total grant assistance. If you received the EIDL Advance last year in an amount less than $10,000, you may be eligible to receive the difference up to the full $10,000. The combined amount of the Targeted EIDL Advance and any previously received Advance will not exceed $10,000.” 

It’s a Good Time for an Insurance Review!

in General Business Insurance, News

At Competitive Edge Insurance, we believe that you are more than a history of insurance claims. There’s so much more to the story of your business than shock losses and industry pivots. We make sure to learn about your whole business because articulating who you are as more than a series of profit and loss (P&L) statements allows carriers to confidently cover you and your business.

What You Need to Know About Insuring your Fitness Studio

in Health & Wellness, News

Whether your fitness studio focuses on cycling, yoga, martial arts, boxing, or it is a classic space for people to come throw some weight around, you need to ensure your business is protected. Let’s get started!

Your Guide to Reducing Cybersecurity Risk

in Cyber Insurance, News

Cyber threats were at an all-time high during 2020. As a large portion of the population transitioned to a work-from-home environment, cyber attackers viewed this new reality as a wonderful opportunity to prey on cyber vulnerabilities.

Cannabis or Hemp Insurance — What’s the difference?

in Cannabis, News

As you learn to navigate the risk exposure aligned with the cannabis industry, it’s important that you have a risk management plan in place. This risk management plan would mean understanding the industry’s unique needs as a whole and understanding the specific needs of your specific company.

Small Business Insurance: A Guide

in General Business Insurance, High-Risk Insurance, News

Insurance is not one-size-fits-all. As a small business, there are differences between the type of coverage that might work best for you. This can differ depending on what state you reside in, what industry you’re trying to insure, and more.

Property Investors: Risk Guide

in General Business Insurance, News

Let’s set the scene – you’re a property investor or landlord. One of your tenants in your residential property overflowed their bathtub, causing damage not only to their apartment but also their neighbor’s personal property. Or, perhaps your tenant creates smoke damage as a result of a carpet installation gone wrong. As a property investor, the first question that likely pops into your mind is: Am I responsible for paying for this? Is my tenant? As a property investor, owner, or landlord, what should you know to mitigate risk? Luckily, we’ve created this guide to help.

How to Measure Your Company’s Cybersecurity Risk

in Cyber Insurance, News

With the increase of cyber attacks on the rise, companies every day worry they will become the next victim. According to Cybersecurity Ventures, the number of cyberattacks has nearly doubled since 2019 and quadrupled since 2016 — with a cyberattack incident occurring every 11 seconds in 2021.

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Competitive Edge Insurance

LIC #0H31982

P: 619-259-5459
F: 619-377-0144

830 Orange Ave Suite L Coronado, CA 92118

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