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EIDLs and Hazard Insurance: Your Full Guide
The Small Business Administration (SBA) requires hazard insurance to apply for the Economic Injury Disaster Loan (EIDL). Here’s a full guide to obtaining coverage and an update on what’s going on.
How does Workers’ Compensation Insurance Work?
Picture this scenario: You’re at a construction site and a worker falls off the roof and falls and breaks their leg onto floor tiles, also breaking the tiles. What would be covered in that situation, the leg or the tiles?Â
World Polio Day
Over the last few years, we have raised $2.1 billion to protect over 3 billion children and 122 countries from Wild Polio Viruses, two have been eradicated, and one is still active. And the only countries in which Polio exists in the wild are Pakistan and Afghanistan. This year, we only had two reported cases in January. However, between 2018 and 2020, there hasn’t been as much access to services for families and children. And in those two countries in 2020, there was a three-month break from providing immunizations due to COVID-19.Â
What Factors Reduce My Commercial Insurance Premiums?
Do you know the in’s and out’s of commercial insurance? Test your premium knowledge by taking the quiz below!
Hiring in California: How to Reduce Your Risk
Hiring new employers can be risky for company culture and the bottom line.
Since new employees are hard to come by, sometimes the decision to hire is rushed and there can be increased risks involved with the hiring process.
Even Brenda Jo Robyn, founder of Competitive Edge Insurance, screens employees pre-hire on Motor Vehicle Records (MVRs). This checks if they have a clean record and can they legally drive for your company, which ultimately will help with company rates.
Bundling Insurance: Pros and Cons
If you’ve ever seen a Geico or Progressive commercial, you have probably heard the term “bundling insurance” thrown around, but is it actually worth it as a commercial provider?
Four Types of Insurance Coverage for your Business
Niche beauty insurance solutions can miss areas of business insurance that might bridge gaps in the event of falls or other general liability claims. With health and wellness insurance, unique situations are bound to arise depending on your business’s current environment and changes.
What Classifies High Risk?
Well, the answer is, if you’re a small business owner, general contractor, or even car owner, you likely need high-risk insurance. Depending on the industry you’re in, however, it can be difficult to fund coverage or losses.
BEWARE: Workers’ Comp Insurance for Independent Contractors
Workers’ compensation insurance are policies that provide medical benefits and wage compensation to workers injured on the job, in exchange for eliminating their right to file a lawsuit against their employer’s negligence.